Copyright & Disclaimer

Copyright

Copyright belongs to SAIFM and the authors. No portion of this online magazine may be reproduced without the consent of SAIFM and the authors.

Disclaimer

Although every effort has been made to ensure that the contents of the articles are correct, SAIFM will not be responsible for any errors made or damages suffered as a result of reliance being placed on information obtained from the magazine. Furthermore, opinions expressed by authors are their own and do not reflect the opinion or viewpoint of SAIFM. Publication of an article does not imply endorsement or agreement with any particular statement made in an article.

SAIFM is also not responsible for the infringement by the contributing authors for copyright infringement of a third party. The authors are responsible and should be held liable in such a case.

Placing an advertisement in this magazine does not imply an endorsement by SAIFM.