The rapid diffusion of artificial intelligence across global economies is transforming the nature of work with profound implications for labour markets, skills development, and social equity.

Old Mutual is building its own bank, Sanlam is partnering with GoTyme Bank, and Momentum is exiting its Momentum Money offering. Three very different strategies raise an important question: what role should banking play in the future of insurance?

From mid-2027, eligible non-bank operators, including fintechs, retailers and telecommunications companies, could gain direct access to South Africa's national payments infrastructure. The proposed changes could significantly reshape competition and innovation in the payments industry.

Green bonds exhibit a measurable pricing advantage, but this benefit is significantly stronger when issuers demonstrate credible environmental performance rather than relying on green labelling alone. For South Africa, this highlights the importance of transparency, policy alignment, and environmental credibility in unlocking sustainable finance.

Capital markets are engines of innovation, job creation, and prosperity — but poorly designed tax regimes are holding them back. The World Federation of Exchanges is calling for bold global tax reform to unlock investment and fuel economic growth.

South Africa is exploring a new framework that could allow approved institutions to manage international investment portfolios from within the country. The initiative aims to attract investment activity, deepen financial markets and strengthen South Africa's position as a financial hub for Africa.

In the realm of financial planning, the choices we make today lay the foundation for a secure and prosperous future.