The SARB stands at a pivotal juncture: embedding financial inclusion, sustainability, and policy innovation into its mandate could transform it from a guardian of stability into a proactive architect of sustainable prosperity.

South Africa’s banking landscape has undergone a fundamental transformation. For decades, the “Big Four”—Standard Bank, Absa, Nedbank, and FNB—reigned supreme, focused on middle- to high-income customers and often overlooking the vast low-income market, considered too risky, too costly, or simply “unbankable.”

With U.S. tariffs hitting South African exports, could digital currencies become a shield against trade shocks? Stablecoins and CBDCs might just reshape cross-border payments, strengthen monetary sovereignty, and reduce friction in global commerce.

Understanding terms, privacy policies, and reserves is crucial for building resilient portfolios and avoiding costly investment mistakes.

Capital markets are engines of innovation, job creation, and prosperity — but poorly designed tax regimes are holding them back. The World Federation of Exchanges is calling for bold global tax reform to unlock investment and fuel economic growth.

The World Federation of Exchanges explores the opportunities and challenges of extended trading hours, offering guidance on moving toward 24/7 markets.

In the realm of financial planning, the choices we make today lay the foundation for a secure and prosperous future.